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Your inbox: it’s overflowing. Your desk: it’s piled high. Your mind: it’s scattered, to say the least.

The purpose of flipping houses — or any property — is to realize a profit. Period. From the minute you secure a property with a hard money loan, your focus is turning your property into a tidy profit that you can take to the bank.

You’re not alone. Nearly one year ago, lenders across the United States froze their fix-and-flip lending programs in response to the COVID-19 pandemic. Today, the market is strong and a resurgence of programs abounds—with one pesky problem: they’re nearly all the same.

Correctly calculating ARV (After Repair Value) is no cakewalk. The market changes daily – by city, neighborhood, and street. To be a great ARV calculator, you must be equal parts historian, detective, and fortune teller. Perhaps Zen master, too, because the stakes are high: calculating ARV incorrectly can literally cost you hundreds of thousands of dollars.

Panic is the enemy to your investment strategy. Choosing the right hard money lender might just be the antidote.

Finding a trustworthy fix and flip lender can be the start of a beautiful, mutually beneficial business relationship.

Conventional wisdom says that late spring and early summer is the best time to sell a home or an investment property, but real estate investors and hard money lenders alike know that winter poses its own special opportunities, and that the colder months can be an ideal time to make your move.

Aside from the fact that hard money loans or property investment loans are also available in winter, there are other reasons why the winter months could be prime time to finance a house flip.

You don’t have to shake out the couch cushions to get funding for flipping houses.

Flipping a house takes a lot of money beyond the purchase price. The median purchasing price for homes in 2019 is $155,000. Add on rehab costs, appraisals and inspections, holding costs, realtor fees and closing costs… it takes a lot of money to turn a profit on your fix and flip.